2018天天干夜夜啪天天操Libra能否超越乌托邦?

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  雲瑯不知道他們的目的地是哪,每一個人都像是身處世界末日一半,惶惶不可終日。   一碗酒下肚,東方朔半天不肯吐氣,直到忍無可忍之時才長出一口氣道︰“好酒!”2018天天干   在經歷了忐忑不安的幾天之後,雲瑯並沒有提出要他去刺殺某個皇帝的事情,也沒有要求他做超出他能力以外的事情,更加沒有任何要招攬他做家臣的舉動。夜夜啪   雲瑯站起身,看著東方朔笑了一下道︰“你難道不覺得這是還我一飯之恩的最好辦法嗎?再者,你總想出人頭地,總想讓自己的才華有一個施展的地方,為阿嬌貴人出謀劃策,要比你通過威脅那些侏儒優伶直達天听要好一些。”   雲瑯努力的眨巴著眼楮,想要看清楚面前這張熟悉的面孔,卻怎麼都想不起來的他是誰。天天操   雲瑯給東方朔續上茶水笑道︰“阿嬌貴人對錢財沒有什麼概念,而我是不願意賺這種錢。即便是別人看到了其中的商機,在阿嬌沒有動手之前,沒人敢動手。阿嬌貴人最近對做生意很有興趣,不過啊,她不是很喜歡出力多,見效少,麻煩的生意,最喜歡從別的地方低價收購東西,然後再高價賣出去。就像雲氏的雞蛋一樣。煤石也是如此,只要阿嬌貴人願意按照現在的價格收購野人的煤石,然後再加一倍的價格賣給城里人,就能坐收無數錢財,同時,也算是間接的保護了那些野人。”

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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